Horse insurance
Horse insurance insures horses in Iceland up to 15 years of age and prevents unforeseen costs due to accidents and illness that may befall the horse.
Our customers get discounts on various security products
We are here whenever you need insurance.
Horse insurance insures horses in Iceland up to 15 years of age and prevents unforeseen costs due to accidents and illness that may befall the horse.
Insurance can be complicated. To make things easier to understand, we have compiled all the key information about the insurance in an information document that can be viewed with the terms and conditions.
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Death of a horse due to accident or disease, or in case of necessary euthanasia.
The theft or loss of a horse that is not found within 120 days from the notification of disappearance.
Permanent health damage of the horse and damage that completely strips the horse of the use specified in the request.
Problems with temperament, or genetic or congenital diseases or disorders.
Incidents that occur or are diagnosed before the policy took hold or illnesses that appear within 30 days thereafter.
Loss or damage due to instructions of public authorities or other comparable arrangements.
Loss or damage due to the price drop of a horse, even if it is caused by an accident or illness.
Infertility, unless the horse is insured as a breeding horse.
Age-related diseases.
Spavin.
Damages from competition, unless the horse is insured as a race horse.
Rightful, appropriate, and unforeseen veterinary costs that are a direct cause of accidents or injury to the horse.
Incidents that occur or are diagnosed before the policy took effect, or illnesses that appear within 14 days thereafter.
Costs for problems with temperament, genetic, and/or congenital disorders.
Costs for preventative research or treatment, or abnormal growth and related diseases.
Costs for castration, sterility operations, or foaling.
Costs for horseshoeing and hoof care, dental care, or deworming.
Costs for feed, food supplements, or sanitary products.
Costs for aid equipment or health products.
Costs for health certifications and prescriptions, unless requested by the insurance company.
Surcharges on medical costs because the services of a veterinarian outside normal working hours, unless urgently necessary.
Covers possible liability that may fall on the owner of the insured horse due to physical injury, or damage to items that the horse may cause.
Loss or damage that the family of the policyholder suffers.
Loss or damage that the family of the policyholder suffers when keeping the horse.
Loss or damage to items that the parties mention above have on loan, for rent, or in storage.
Loss or damage that can be traced to the failure of complying with laws and regulations applicable to the free-roaming or identification of animals.