Home builder's insurance
Comprehensive protection for individuals constructing a house who have appointed a certified construction manager and/or responsible contractors to oversee the building process.
Our customers get discounts on various security products
We are here whenever you need insurance.
Comprehensive protection for individuals constructing a house who have appointed a certified construction manager and/or responsible contractors to oversee the building process.
Insurance can be complicated. To make things easier to understand, we have compiled all the key information about the insurance in an information document that can be viewed with the terms and conditions.
Since you are looking into home builder's insurance, you may also be interested in the following types of insurance.
Mandatory insurance that compensates for loss or damage to property due to fire.
An important safety net in case of accidents or illness or as a security fund for those left behind if we pass away.
Comprehensive protection that includes all the essential insurance policies needed for home and family
Covers accidents that occur on the construction site, on the direct route between the home and the construction site, and while performing tasks directly related to the construction work.
Covered individuals include the policyholder, their family members, and others temporarily working on the construction free of charge, provided they are not contractors, the construction manager, master tradesmen, or their employees.
Covers legal liability of the insured as the owner of the insured building, if the liability arises from damage to persons or property.
Damage caused between the insured and their family members.
Damage to property resulting from fire, smoke, soot, or explosion.
Damage to objects owned by the insured or their family, or items they have borrowed, leased, or otherwise have in their possession or care. Damage to goods sold but not delivered is also excluded.
Any liability related to contractor activities, as it is assumed that contractors, hired tradesmen, and the construction manager have their own independent business liability insurance.
Claims against the insured as the owner or user of a registered motor vehicle, aircraft, ship, boat, or other vehicle.
Loss or damage caused by fire, soot, lightning, or explosion.
Loss or damage due to sudden and unexpected leakage from plumbing, heating systems, or drains within the building.
Loss or damage due to collapse or subsidence.
Loss or damage due to storms with wind speeds exceeding 28.5 m/s.
Loss or damage caused by burglary, robbery, or vandalism at the construction site.
Glass breakage after installation.
Fire damage that is not considered a conflagration (e.g. scorching, or damage caused by short circuits).
Theft of valuables stored outdoors or in locations with unrestricted access to unauthorized persons.
Damage caused during the use of explosives on site.
Scratches, chips, condensation between glass panes, or damage caused by expansion, inadequate frame maintenance, construction work, or outdoor repairs.
Any consequential damage, regardless of cause.
Damage due to use of incorrect or defective materials.
Damage resulting from faulty and/or incomplete design or calculations.
Damage caused by registered motor vehicles.