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Provides similar protection to Icelandic Health Insurance (Sjúkratryggingar Íslands) and is therefore suitable for those who are moving to the country and are not covered by social insurance. Also suitable for those staying temporarily in Iceland.
Insurance can be complicated. To make things easier to understand, we have compiled all the key information about the insurance in an information document that can be viewed with the terms and conditions.
Cost of hospitalisation on medical advice.
Cost of accommodation in a foreign hospital.
Cost of general medical care outside the hospital.
Cost of necessary examinations and operations by experts.
Necessary medicines.
Expenses related to unavoidable travel by a physician to the insured, and expenses related to the transport of the insured to a hospital.
Costs that are compensable according to the Health Insurance Act or the regulations established pursuant to them.
An accident that occurred before the insurance took effect.
Diseases that showed symptoms before the insurance took effect.
Dentistry or plastic surgery, unless these are due to necessary emergency procedures resulting from a covered accident or illness.
Expenses resulting from pregnancy, obstetrical care, or illness that can be traced to pregnancy or miscarriage.
Diseases or accidents that are attributable to the consumption of alcohol or narcotic substances.
Loss or damage due to acts of terrorism, any form of biological or chemical effects and/or toxic effects.
Continuing medical treatment at a hospital abroad, if the insured refuses to be transported back home on medical advice.
Expenses due to an accident or illness caused by war, riots, riots, strike actions or other similar events. The same applies to the consequences of nuclear power, radiation, earthquakes or volcanic eruptions or other natural disasters.
Expenses related to brawling or participation in punishable acts.
Expenses due to accidents that occur in competitions or during training sessions in preparation for any kind of sports competition.
Since you are looking into life and health insurance, you may also be interested in the following types of insurance.
Life insurance is intended to support families in the event of death, and thus increase the quality of life and financial security of those left behind.
Critical illness insurance provides financial security for individuals and their families in the case of an illness.
Home protection is a bundled insurance that covers your family and household belongings. Choose from four different plans tailored to your needs.