Children's insurance
Child insurance is a good addition to your life and health insurance and protects our children from trauma due to accidents and illness.

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Child insurance is a good addition to your life and health insurance and protects our children from trauma due to accidents and illness.

Children's insurance insures our children from potential trauma due to accidents and illnesses that can have lasting consequences for their health and happiness.
Children's insurance includes accident and illness insurance that assists families financially following illness or an accident.
Children’s insurance without a health examination that does not cover the consequences of accidents or illnesses that are known at the time of taking out the insurance.

Since you are looking into life and health insurance, you may also be interested in the following types of insurance.
Children’s insurance 1 provides comprehensive financial protection for our children in the event of accidents or illnesses that may occur and can have serious consequences for their health. The insurance is primarily a disability insurance, but it also pays compensation to parents, which can be financially important if they need to take time off work for a shorter or longer period due to the child’s illness.
Children's insurance is a great addition to life and health insurance and family insurance. Critical illness insurance covers children at half the benefit amount of a parent, up to a maximum of ISK 10 million, in the event of an illness covered by the policy, and life insurance pays a death benefit of ISK 750,000.
Children's insurance is primarily disability insurance due to illness or accidents, but also provides financial support for parents. The insurance also covers illnesses that are not part of the parent's health insurance, such as type 1 diabetes, as well as covering psychological services in the event of trauma.
The insurance is valid in the Nordic countries. However, it remains valid for up to one year if the insured moves away from the Nordic countries.
The premium of the insurance depends on the insured amount you choose.
When choosing the insured amount, it is important to keep in mind that if a child becomes disabled, only minimum disability compensation is paid by the Social Insurance Administration from the age of 18, and these are often insufficient for household expenses and independent living.
Students do not enjoy disability protection while studying, and entitlement to disability pensions from pension funds is only established after pension contributions have been paid for two years. Children’s insurance bridges this gap, pays disability benefits, and ensures that the individual can support themselves in the event of disability.
In most cases, municipal insurance only covers ambulance transport and initial treatment in the emergency department. It does not cover permanent consequences of accidents, disability caused by accidents or illness, and certainly not the youngest children who are still at home.