Bicycle insurance
The Robo-Advisor will assist you and you will immediately get the price for your bicycle insurance. Insure your bicycle in a few easy steps.
Our customers get discounts on various security products
We are here whenever you need insurance.
The Robo-Advisor will assist you and you will immediately get the price for your bicycle insurance. Insure your bicycle in a few easy steps.
Insurance can be complicated. To make things easier to understand, we have compiled all the key information about the insurance in an information document that can be viewed with the terms and conditions.
More and more people are choosing to use bicycles as they are a healthy, environmentally friendly and economical means of transportation and are suitable for everyone, young and old. Many people use bicycles for recreation and some for sports.
When setting out on a bike ride, the goal is always to return home safe and sound, which is why it is important to pay close attention to bicycle safety equipment.
Exercise has a great and positive effect on our physical and mental health. Most of us can feel the positive effects going outside and exercising has on us, and as the days get longer, the desire to exercise outside increases.
A well-cleaned bicycle not only looks better, but it also extends its lifespan because clean wheels are less likely to rust.
10% discount on all products in store.
10% discount on all products in store.
Direct loss of or damage due to a sudden and unforeseeable mishap during transportation, use, or storage during the insurance period.
Loss due to insufficient or unsatisfactory packaging during transportation.
Loss or damage that is caused by normal wear and tear, defect, insufficient maintenance, or internal breakdown.
Loss or damage that occurs when the insured forgets, misplaces, or loses the bicycle.
Indirect loss or damage that may result from a compensable event.
Theft of the bicycle or its individual parts.
Theft of a bicycle.
Theft of the bicycle’s individual parts.
Liabilities that fall on the insured as an individual, provided that the liability is the direct result of the injury of persons or damage to property.
Loss or damage to items which the insured has the use of, or stores, or which are for any other reason in his custody.
Loss or damage to items that the insured has taken without permission.
Loss or damage that can be attributed to the fact that the insured bicycle has been altered to have a higher maximum speed than is allowed under the law.
Most people who engage in any type of cycling as a public sport are insured if they have accident insurance during leisure time that comes with Home protection 2, 3 and 4. Elite athletes should consider their protection carefully and insure themselves specially with general accident insurance and request a special endorsement stating that the insurance covers accidents that occur during a competition or in preparation for a competition.
Accident insurance during leisure time that comes with Home Protection 2, 3 and 4 is valid anywhere in the world, so cyclists are covered abroad.
Accident insurance during leisure time that comes with Home protection 2, 3 and 4 applies when cycling in the mountains, although not in mountain bike competitions.
Accident insurance during leisure time, which comes with Home protection, applies to those who are competing or training for a competition in the case of street races where the public is given the opportunity to participate without any minimum skill or ability requirements. Elite athletes should consider their protection carefully and insure themselves specially.
Accident insurance during leisure time that comes with Home protection 2, 3 and 4 is valid anywhere in the world, so cyclists are covered abroad.
If a bicycle is stolen from a locked apartment or vehicle, compensation is paid from the household contents insurance that comes with Home protection. The maximum compensation is 1-2% of the insured amount of the contents, depending on which category the Home protection is in, 1, 2, 3 or 4. We always recommend insuring more expensive bicycles specially with bicycle insurance, which also includes more extensive theft insurance.
Bicycle insurance covers theft of a locked bicycle stored in a locked storage room or other premises and if it is stored outdoors. Theft of a bicycle abroad is covered by luggage insurance, which is part of Home protection 2, 3 and 4.
The personal liability insurance that comes with Home protection 2, 3 and 4 applies to damage you cause to others in a tortious manner, with certain limitations. Bicycle insurance also includes liability insurance, which covers damage you cause to others.
All bicycles are insured by Home protection up to a certain amount. Bicycles and equipment can be worth a lot of money, so it is important to familiarise yourself with the maximum compensation amount in the Home protection policy you have. The more valuable the bicycle is, the more important it is to insure it specifically with bicycle insurance.
The bicycle insurance compensates loss or damage to a bicycle due to sudden and unforeseeable mishaps during transportation, use, or storage during the insurance period. Loss or damage to a bicycle may also be covered by household contents insurance or comprehensive household contents insurance, which are part of Home protection 1, 2, 3 and 4. The maximum compensation amount is in Home Protection, so individuals need to insure expensive bicycles separately with bicycle insurance.