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Disability insurance is linked to private pension funds at Arion Bank. The insurance ensures that the income goal at the end of a lifetime's work is achieved despite a possible loss of income due to unexpected disability due to accidents or illnesses.
Insurance can be complicated. To make things easier to understand, we have compiled all the key information about the insurance in an information document that can be viewed with the terms and conditions.
Permanent medical disability caused by an accident, if the disability is estimated to be 25% or more.
Consequences of an illness or injury that has occurred (i.e. symptoms or diagnosis) before the effective date of the insurance and the insured knows or could have known about at the time of signing the insurance contract or after the insurance lapsed.
Consequences of an accident that can be attributed to an event that the insured knows or could have known about and that occurred before the signing of the insurance contract or after the insurance lapsed.
Accidents, which the insured sustains in a fist fight, when participating in a criminal act, under the influence of sedatives and/or narcotics or when inebriated, unless it is proven that there was no connection between such condition and the accident.
Accidents occurring during mountaineering, rock climbing, boxing, wrestling and martial arts, motor sports, skydiving and scuba diving.
Accidents or illnesses caused by the conscious conduct, intent or gross negligence of the insured.
Illnesses or accidents caused by the consumption of alcohol, narcotics, anesthetics and recreational drugs.