Property fire insurance
Property fire insurance covers damage to property caused by fire.
Our customers get discounts on various security products
We are here whenever you need insurance.
Property fire insurance covers damage to property caused by fire.
Insurance can be complicated. To make things easier to understand, we have compiled all the key information about the insurance in an information document that can be viewed with the terms and conditions.
Loss or damage due to gas explosions, fire, soot, or explosions such as gas stove explosions.
Loss or damage to permanently attached fixtures, such as kitchen or bathroom fixtures.
Loss or damage to floor material.
Loss or damage to windbreaks or patios.
Loss or damage to stoves.
Costs for cleaning and removing the debris caused by fire.
Costs related to rescue and firefighting operations.
Indirect loss or damage such as operating loss, or loss of rental income.
Costs due to clean-up of waste or toxic substances in the environment, or due to clean-up of earth or soil, resulting from a covered loss incident.
While you are learning about property fire insurance, you may also be interested in the following insurance policies.
Comprehensive protection that includes all the essential insurance policies needed for home and family
Comprehensive and all-around protection for the property, covering unexpected events and accidents such as leaks, storms, and break-ins.
An important safety net in case of accidents or illness or as a security fund for those left behind if we pass away.
Fire insurance is a mandatory insurance for everyone who owns a property.
The property specified in the certificate and its customary fixtures that is covered by the property's fire insurance valuation. This can include, for example, permanent fixtures and stove. A detailed list of what is covered and what is not covered can be found in the insurance's information document.
When you buy a property from a real estate agent, they send a notification to the Property Register and then the fire insurance is transferred to the buyer without them having to do anything in particular. If the sale does not go through a real estate agent, the owner must complete the request for insurance.
No, the tenant does not need to have this insurance. Only the owner of the property.
Yes, you can have your property assessed or re-assessed and then contact Registers Iceland.
If the property is considered to be worth more than the fire insurance valuation indicates, additional fire insurance may be a good option. Additional fire insurance increases the value of the fire insurance valuation beyond what Registers Iceland has published.