Comprehensive insurance for vehicles
Optional vehicle insurance. Covers vehicle damage the owner themselves is responsible for, as well as any outside damage.
Viðskiptavinir okkar fá afslátt á ýmsum öryggisvörum
Optional vehicle insurance. Covers vehicle damage the owner themselves is responsible for, as well as any outside damage.
Insurance can be complicated. To make things easier to understand, we have compiled all the key information about the insurance in an information document that can be viewed with the terms and conditions.
Loss or damage to the insured vehicle due to sudden and unforeseeable events, notwithstanding an exemption clause in the terms and conditions of the policy.
Loss or damage due to fire or explosions caused by fire. If items melt or scorch in the absence of open flames, the incident is not considered a fire.
Loss or damage due to theft or attempted burglary or vandalism.
Loss or damage caused by stormy weather or if the hood, trunk cover, or doors are blown open.
Loss or damage caused by mudslides or floods, landslides, avalanches, strikes, or riots.
Loss or damage due to a car race, a rally, test driving, or training for such driving.
Loss or damage that can be traced to pets.
Loss or damage resulting from sand, gravel, ash, pumice, or other mineral matter blowing on to the vehicle.
Loss or damage caused by stone damage from the road or other vehicles. Stone damage relates to the event where small rocks or gravel shoot into a car and cause damage to the vehicle’s surface.
Loss or damage caused due to material defects, design defects, construction defects, repair defects, or malfunction of the vehicle.
Loss or damage caused be the wrong use of or non-certified charging equipment, fuel, lube, oil, or other liquids.
Impact to the undercarriage, motor or electrical equipment, tyres, or rims that do not inhibit the use of the vehicle.
Damage or theft of the vehicle’s added features.
Loss, damage, or wear and tear of the vehicle or individual parts caused by use.
Loss or damage to trailers or other machinery or equipment that has been attached to the vehicle.
Loss or damage to the undercarriage when driving on mountain roads.
Loss or damage caused by transport of goods unless the damage is the result of a traffic accident.
Comprehensive insurance for vehicles covers damage to your vehicle that is not covered by other insurance policies.
You choose the deductible and always pay the same fixed amount.
Covers damage to the undercarriage on most roads in the country, including electric vehicle batteries.
Covers weather-related damage, regardless of wind speed.
Covers damage caused by falling objects, such as items falling in your garage.
This is not an exhaustive list — please read the full terms and conditions
Many drivers are familiar with having a stone hit the windshield of their car. If the windshield can be repaired, Vörður will pay for the repair in full, saving you the risk.
It is important to respond correctly when accidents happen, so it is good to keep the following in mind.
Here you can find a list of our main repair shops and other service providers for car damage claims.
Our customers in Grunnur enjoy free roadside assistance across the country.