Retail Operations and Services
Retail operations and services are one of the main industries in Iceland. It employs a number of people and companies that need appropriate insurance coverage for their activities.

Viðskiptavinir okkar fá afslátt á ýmsum öryggisvörum
Við erum til staðar þegar þú þarft á tryggingum að halda.
Retail operations and services are one of the main industries in Iceland. It employs a number of people and companies that need appropriate insurance coverage for their activities.


It is important to have the right insurance for your business, whether it concerns your employees, operations, or equipment.
We work closely with our business clients to ensure that their insurance reflects the needs of their operations at all times.

Ensures the employer against liability that they may be subject to.
Provides coverage for business operators who manufacture and distribute products against potential liability for damages.
Compensation to the insured following a work accident that they suffer while employed.
Compensates for damage caused by water, fire or burglary.
Compensates for loss or damage to expensive items and is valid globally.
Compensates operating loss from decease following a damage.
Covers additional costs incurred by the insured if commercial premises become unusable.

Covers general financial loss that a lawyer may cause their clients in the course of their work.
Covers general financial losses that the insured may cause to their clients in the course of their work.
Covers general financial losses that the insured may cause to their clients in the course of their work.
Covers general financial losses that the insured may cause to their clients in the course of their work.
Covers financial losses that the insured may cause to their clients in the course of their work.
Covers general financial losses that the insured may cause to their clients in the course of their work.
Covers general financial losses that the insured may cause to their clients in the course of their work.
Pays compensation for temporary and permanent disability following an accident.
Pays benefits for temporary or permanent disability following an accident or illness.
Mandatory homeowners insurance that covers damage due to fire.
Comprehensive and general protection for commercial housing and other business property.
Covers loss or damage to products stored in freezers or coolers.
Covers sudden, unexpected, and visible loss or damage to an insured electronic equipment.
Compensates operating loss from sales decease or reduction of services following a damage.
We understand how significant an impact accidents and incidents can have on the day-to-day operations of businesses. Our claims service is available 24/7, providing fast and personal assistance whenever your company needs it.
We prioritize prevention and focus on professional collaboration with companies and institutions in safety and risk management. Experience shows that a strong safety culture prevents accidents and mishaps, while reducing uncertainty in operations.
Our team consists of specialists with extensive knowledge of insurance and broad experience in analysing the needs of businesses of all sizes and types.









Vörður is part of Arion Bank. Companies that do business with Vörður therefore have easier access to comprehensive financial services. This applies whether the company is large or small, and whether the project is simple or extensive. The teams at Vörður and Arion have extensive knowledge and experience, and together the group serves tens of thousands of companies and institutions.
Having strong insurance protection and access to a wide range of financial services under one roof can make a crucial difference for businesses, making day-to-day operations simpler and more efficient.
