Retail Operations and Services
Retail operations and services are one of the main industries in Iceland. It employs a number of people and companies that need appropriate insurance coverage for their activities.

Viðskiptavinir okkar fá afslátt á ýmsum öryggisvörum
Retail operations and services are one of the main industries in Iceland. It employs a number of people and companies that need appropriate insurance coverage for their activities.


It is important to have the right insurance for your business, whether it concerns your employees, operations, or equipment.
We work closely with our business clients to ensure that their insurance reflects the needs of their operations at all times.

Ensures the employer against liability that they may be subject to.
Provides coverage for business operators who manufacture and distribute products against potential liability for damages.
Compensates for damage caused by water, fire or burglary.
Compensates for loss or damage to expensive items and is valid globally.
Compensates operating loss from decease following a damage.
Compensates operating loss from sales decease or reduction of services following a damage.
The most comprehensive transportation protection that Vörður offers and compensates financial loss or damage to products during transportation.
Limited transportation protection that compensates for specifically defined financial loss to cargo during transport.
The most limited transportation protection that Vörður offers and compensates clearly specified loss or damage to products during transportation.
Covers general financial loss that a lawyer may cause their clients in the course of their work.
Covers general financial losses that the insured may cause to their clients in the course of their work.
Covers general financial losses that the insured may cause to their clients in the course of their work.
Covers general financial losses that the insured may cause to their clients in the course of their work.
Covers financial losses that the insured may cause to their clients in the course of their work.
Covers general financial losses that the insured may cause to their clients in the course of their work.
Covers general financial losses that the insured may cause to their clients in the course of their work.

Compensation to the insured following a work accident that they suffer while employed.
Pays compensation for temporary and permanent disability following an accident.
Pays benefits for temporary or permanent disability following an accident or illness.
Covers losses due to accidents or unexpected illness during business trips abroad.

Covers loss or damage to products stored in freezers or coolers.
Covers sudden, unexpected, and visible loss or damage to an insured electronic equipment.
Vehicle liability insurance and accident insurance for the driver and owner.
Optional add-on to vehicle insurance that covers damage to own vehicle.
Compensates for damage to vehicles caused by fire.
Covers loss or damage caused by fire, collision, rollover or other similar events.

Mandatory homeowners insurance that covers damage due to fire.
Comprehensive and general protection for commercial housing and other business property.
Storm insurance covers damage to a house or part of a house caused by severe weather.
Compensates for loss or damage to standard and smooth panes in a property, and during storage and installation.
We understand how significant an impact accidents and incidents can have on the day-to-day operations of businesses. Our claims service is available 24/7, providing fast and personal assistance whenever your company needs it.
We prioritize prevention and focus on professional collaboration with companies and institutions in safety and risk management. Experience shows that a strong safety culture prevents accidents and mishaps, while reducing uncertainty in operations.
Our team consists of specialists with extensive knowledge of insurance and broad experience in analysing the needs of businesses of all sizes and types.









Vörður is part of Arion Bank. Companies that do business with Vörður therefore have easier access to comprehensive financial services. This applies whether the company is large or small, and whether the project is simple or extensive. The teams at Vörður and Arion have extensive knowledge and experience, and together the group serves tens of thousands of companies and institutions.
Having strong insurance protection and access to a wide range of financial services under one roof can make a crucial difference for businesses, making day-to-day operations simpler and more efficient.
