Fire insurance for motor vehicles
The insurance contract compensates loss of or damage to the vehicle due to fire. Suitable for vehicles in storage or without plates.
Our customers get discounts on various security products
We are here whenever you need insurance.
The insurance contract compensates loss of or damage to the vehicle due to fire. Suitable for vehicles in storage or without plates.
Insurance can be complicated. To make things easier to understand, we have compiled all the key information about the insurance in an information document that can be viewed with the terms and conditions.
Loss or damage due to fire, thunderstorms, or explosions caused by fire. Damage to spare parts or accessories that are considered regular equipment are also covered by this insurance.
Loss or damage of engine caused by explosions in cylinders.
Loss or damage to any kind of the vehicle’s extra equipment, for example, to trailers, GPS equipment, lifts and cranes of dump trucks, loose roof racks, and luggage boxes, unless otherwise agreed upon.
Most drivers are familiar with having a stone hit their car's windshield. If the windshield can be repaired, Vörður will pay for the repair in full, saving you the risk.
Knowing how to respond when an accident happens can make a real difference. Here's what to keep in mind."
Here you can find a list of our main repair shops and other service providers for car damage claims.
Our customers in Grunnur enjoy free roadside assistance across the country.
Vehicle insurance consists of liability insurance and accident insurance for the driver and the owner. Liability insurance compensates for personal injury and property damage caused by the vehicle. Accident insurance compensates for injuries suffered by the driver in an accident they cause, as well as injuries to the vehicle owner if they are injured as a passenger in their own vehicle.
A registration-required vehicle is a motor vehicle, motorcycle, off-road vehicle, tractor, trailer for a motor vehicle or tractor designed for a gross weight of more than 750 kg, a caravan, or a camping trailer. Vehicles must be registered before being put into use.
Comprehensive insurance covers damage to a vehicle if damage occurs for which the owner is personally responsible or if the vehicle suffers external damage. The policyholder chooses the deductible and pays it if the car is damaged, while the insurance company pays the remaining amount.
You notify us when a vehicle has been deregistered, and the insurance is then cancelled from the date of deregistration. This applies to mandatory vehicle insurance as well as voluntary insurance such as comprehensive insurance.
If license plates are surrendered without deregistration, comprehensive insurance is not automatically cancelled, as the insurance covers various types of losses that may occur even when plates are surrendered, such as vandalism, severe weather, and theft.
Windshield insurance covers breakage of a car window, including installation costs. The deductible for windshield insurance is 25% per claim, but if the windshield is repaired rather than replaced, there is no deductible.
Liability insurance does not apply unless a racing endorsement is purchased. However, this endorsement does not cover damage the vehicle causes to other participants in a driving competition, whether bodily injury or property damage.
Accident insurance for the driver and owner, windshield insurance, and comprehensive insurance never apply during driving competitions.
The insurance is valid in Iceland, other EEA member states, the United Kingdom, and Switzerland. A condition is that an international motor insurance card, known as the “Green Card,” is obtained.