Accident insurance
Accident insurance provides financial security for those who suffer temporary or permanent disability as a result of an accident — whether it occurs at work or during their leisure time.
Viðskiptavinir okkar fá afslátt á ýmsum öryggisvörum
Accident insurance provides financial security for those who suffer temporary or permanent disability as a result of an accident — whether it occurs at work or during their leisure time.
Insurance can be complicated. To make things easier to understand, we have compiled all the key information about the insurance in an information document that can be viewed with the terms and conditions.
Temporary loss of working capacity due to an accident.
Permanent medical disability after an accident.
Death benefits due to an accident.
Broken teeth that are attributable to an accident.
Accidents that only cause disfigurement.
Broken teeth that occurs when the insured is eating.
Accidents that occur in competitions or during training sessions in preparation for any kind of competition.
Accidents that occur during mountain climbing, cliff rappelling, boxing, any form of wrestling and martial arts, driving sports, hang-gliding, parachuting, scuba diving and bungee jumping.
Accidents that occur during any type of flying, unless the insured is a passenger on a scheduled or chartered flight operated by a party having the requisite aviation authority permits.
Accidents caused by tanning beds, medical treatment, surgery, or use of medication, unless the treatment is prescribed by a doctor due to a compensable accident and carried out at a recognized healthcare facility.
Accidents caused by food poisoning, alcohol poisoning, or the consumption of toxic or recreational drugs.
Accidents caused by poisonous gases, unless the exposure occurred suddenly and unintentionally by the insured.
Damage caused by infection from insect bites or stings.
Damage caused by spinal disc herniation (“slipped disc,”), lumbago ischias, osteoarthritis or any other rheumatic disease.
Accident which is directly or indirectly caused by blindness, extreme nearsightedness or farsightedness, poor sight, poor hearing, paralysis, deformity, epilepsy, stroke, diabetes or other serious disease and/or symptoms.
Our team consists of specialists with extensive knowledge of insurance and broad experience in analysing the needs of businesses of all sizes and types.
It is important to have the right insurance for your business, whether it concerns your employees, operations, or equipment.
We work closely with our business clients to ensure that their insurance reflects the needs of their operations at all times.