Accident Insurance for Employees
Compensation to the insured following a work accident that they suffer while employed.
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Compensation to the insured following a work accident that they suffer while employed.
Insurance can be complicated. To make things easier to understand, we have compiled all the key information about the insurance in an information document that can be viewed with the terms and conditions.
Permanent medical disability after an accident.
Temporary loss of work capacity due to an accident, as provided for in the collective wage agreement.
Death benefits if the accident leads to death.
Tooth injury due to an accident, as provided for in the collective wage agreement.
Accidents that occur in competitions or during training sessions in preparation for any kind of sports competition.
Accidents that occur during boxing, any form of wrestling, driving sports, hang gliding, flying a glider, parachuting, and bungee jumping.
Accidents that occur during flights that are neither commercial nor charter flights.
Accidents that occur during mountain climbing, cliff rappelling, and scuba diving.
Injuries that the insured incurs during a fist fight or participation in illegal activities.
Accidents that occur due to sunbathing, medical treatment, surgical procedures, or use of medicinal products, unless on the advice of a physician due to an accident subject to compensation.
Accidents or illnesses caused by the intent or gross negligence of the insured.
Accidents caused by food poisoning, alcohol poisoning, or the consumption of illegal drugs or stimulants.
Accidents resulting from toxic gases, unless these have occurred without warning and against the will of the insured.
Accidents the insured suffers while working for someone other than the policyholder.
Tooth fractures resulting from a work accident, when the insured is eating.
Accidents involving the use of a motor vehicle subject to registration, unless otherwise stated in the policy certificate or in a collective agreement.
It is important to have the right insurance for your business, whether it concerns your employees, operations, or equipment.
We work closely with our business clients to ensure that their insurance reflects the needs of their operations at all times.