Pets and Animals
Anyone who has taken care of pet knows that they become a part of the family. Pets need to be insured just as other family members since accidents and illness can be very costly.
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Anyone who has taken care of pet knows that they become a part of the family. Pets need to be insured just as other family members since accidents and illness can be very costly.
Insurance can be complicated. To make things easier to understand, we have compiled all the key information about the insurance in an information document that can be viewed with the terms and conditions.
Pet life insurance
Death of a pet due to an accident or illness, or if it becomes necessary to put it down.
Theft or loss of a pet that is not found within 60 days of reporting its disappearance.
Permanent disability of a pet.
Pet medical expenses
Reasonable, fair and unforeseen veterinary costs that are a direct result of accidents or illnesses affecting the pet.
Pet liability insurance
Liability that falls on the insured as the owner of an insured pet due to bodily injury or damage to property.
Pet Life Insurance
Euthanasia attributable to aggression
Incidents that occur or are diagnosed before the insurance takes effect, or illnesses that arise within 30 days of the insurance coming into force.
Abnormal development of hip joints or hip dysplasia.
Dental defects or bite issues, dental care, or periodontal disease.
Parvovirus infections in dogs.
Canine distemper.
Chronic infectious diseases in cats showing no symptoms.
Feline panleukopenia.
Hereditary or congenital diseases or conditions.
Age-related or degenerative diseases.
Euthanasia for reasons other than those covered by the policy.
Pet Medical Expenses
Incidents that occurred before the insurance took effect.
Psychological problems or hereditary and/or congenital conditions.
Examinations or treatment for preventive purposes, or abnormal development and related conditions.
Neutering, sterilisation, or the birth of offspring, excluding the cost of a caesarean section deemed medically necessary.
Dental care, dental repairs, or periodontal disease.
Food, supplements, or hygiene products.
Bathing or treatment to prevent or treat the effects of parasites or worms.
Cosmetic procedures.
Infectious canine hepatitis (ICH).
Parvovirus infections in dogs.
Canine distemper.
Chronic infectious diseases in cats showing no symptoms.
Feline panleukopenia.
Assistive devices or health products.
Certificates or prescriptions unless requested by the company.
Additional charges on medical costs for out-of-hours visits unless urgently necessary.
Transportation in connection with a medical visit or hospitalisation.
Umbilical hernia, cryptorchidism, or tail kinks.
Cataracts.
MRI or CT scans.
Pet Liability Insurance
Damage suffered by family members or relatives living in the policyholder's household.
Damage to items that the aforementioned parties have borrowed, rented, stored, or have in their custody.
Damage attributable to failure to comply with laws and regulations regarding animals being kept on a leash or their identification.
Since you are looking into life and health insurance, you may also be interested in the following types of insurance.
Life insurance is intended to support families in the event of death, and thus increase the quality of life and financial security of those left behind.
Critical Illness Insurance provides financial security for individuals and their families in the case of an illness.
Home Protection is a bundled insurance that covers your family and household belongings. Choose from four different plans tailored to your needs.