Homeowner insurance for commercial operations
Commercial homeowners insurance provides protection against various damages to commercial premises other than fire damage. In addition, it includes liability insurance.
Our customers get discounts on various security products
We are here whenever you need insurance.
Commercial homeowners insurance provides protection against various damages to commercial premises other than fire damage. In addition, it includes liability insurance.
Insurance can be complicated. To make things easier to understand, we have compiled all the key information about the insurance in an information document that can be viewed with the terms and conditions.
Sudden and unexpected leaks from water pipes, heating systems, or drainage pipes.
Damage caused by water unexpectedly flowing from household appliances such as refrigerators and sanitary fixtures due to errors or malfunctions.
Damage caused when surface water resulting from heavy rainfall or snowmelt becomes so excessive that drainage pipes are unable to carry it away.
Damage to a property caused by burglary or attempted burglary.
Damage to glass after installation.
Damage caused by sudden soot fall from fireplaces and approved heating appliances.
Damage caused by sudden snow load that has collapsed the roof or walls of a property.
Damage to a property that is a direct result of a storm or gale when wind speed exceeds 28.5 m/s.
Rental income if the insured's property has been damaged by a covered loss event.
Breakage of paving slabs.
Breakage of permanently connected household appliances attributable to unexpected and sudden external events.
Homeowner's liability insurance
Compensation against liability that may fall on the homeowner in relation to the property under Icelandic law or legal custom.
Damage caused by external water from e.g. gutters, balconies, or drainage pipes.
Damage caused by foundations that are subsided, rotten, or have otherwise deteriorated due to use or inadequate underpinning.
Damage caused by settlement of the property's foundation, e.g. due to soil erosion.
Damage to antennas, flagpoles, fences, or vegetation.
Damage to glass that is scratched or chipped.
Damage to glass caused by condensation between panes.
Damage to glass caused by expansion, warping, or inadequate maintenance of frames or beading.
Damage that is covered under the property's fire insurance.
Damage suffered by the homeowner's family.
Damage caused by the homeowner's occupation, whether in their own business or while working in the service of others.
Damage to items that the insured has in use or storage.
Damage caused by fire, water from firefighting efforts, smoke, soot, or explosion.
Homeowner's liability insurance
Damage caused by the homeowner's occupation, whether in their own business or while working in the service of others.
Damage to items that the insured has in use or storage.
Damage caused by fire, water from firefighting efforts, smoke, soot, or explosion.
It is important to have the right insurance for your business, whether it concerns your employees, operations, or equipment.
We work closely with our business clients to ensure that their insurance reflects the needs of their operations at all times.