Travel insurance
Travel insurance provides broad protection while traveling abroad and covers all major benefit areas typically required.
Our customers get discounts on various security products
We are here whenever you need insurance.
Travel insurance provides broad protection while traveling abroad and covers all major benefit areas typically required.
Insurance can be complicated. To make things easier to understand, we have compiled all the key information about the insurance in an information document that can be viewed with the terms and conditions.
On Vörður’s “MyPages” you can download a confirmation of your travel insurance, whether you are about to depart or already on your trip.
Medical expenses, e.g. hospital stays and the cost of medication.
Additional expenses, e.g. travel and accommodation costs for a close relative if the insured is seriously injured, becomes severely ill, or dies while abroad.
Medical transport, e.g. an extra airline seat required for the insured to return home after illness or injury abroad.
Necessary additional expenses for return travel to Iceland if the insured is forced to interrupt their stay abroad due to the death, serious accident, or sudden and serious illness of specified close relatives.
Reimbursement of vacation costs if the insured is forced to interrupt the trip before it is halfway completed, or has spent at least half of the trip in hospital.
Accidents occurring during competitions or training sessions in preparation for competitions in any type of sport.
Accidents occurring during mountain climbing, rock climbing, boxing, wrestling, motor vehicle and motorcycle sports, hang gliding, parachuting, scuba diving, or other similar activities.
Accidents occurring during gliding, aerobatics, participation in expeditions, big game hunting, or journeys that may be classified as exploration expeditions.
Accidents suffered by the insured in physical altercations, during participation in a criminal act, or while under the influence of narcotics or alcohol—unless it is proven that the condition had no connection to the accident.
Accidents resulting from tanning, medical treatment, surgery, or the use of medication, unless the treatment was prescribed due to a covered accident.
Accidents caused by the use of recreational drugs or the use of medication, unless the medication was prescribed as treatment for a covered accident. Accidents due to the use of painkillers or sleeping pills are always excluded.
Illnesses related to childbirth, abortions, or occurring in the ninth month of pregnancy.
Illness or accidents resulting from alcohol, substance, or drug abuse.
Chronic illnesses resulting from an accident for which the insured received medical treatment within 12 months prior to the start of the trip.
Continued treatment abroad if the insured refuses to return home despite medical advice to do so.
Medical treatment abroad lasting longer than three months.
Medication without a prescription, prosthetics and dentures, glasses, contact lenses, hearing aids, etc.
Temporary loss of work capacity due to accidents occurring during travel.
Permanent medical disability resulting from accidents occurring during travel.
Death benefits due to accidents occurring during travel.
Compensation for dental injury caused by an accident during travel.
Accidents occurring during competitions or during training sessions in preparation for competitions in any type of sport. This exclusion does not apply to children under the age of 16.
Accidents occurring during boxing, any form of wrestling or martial arts, motor sports, rock climbing, mountain climbing, scuba diving, parachuting, bungee jumping, hang gliding, or gliding.
Accidents occurring during expeditions, big game hunting involving exceptional risk beyond what is considered normal, or journeys classified as research expeditions or similar — unless specifically insured and stated in the insurance certificate.
Accidents caused by the use of a registered motorized vehicle.
Accidents suffered by the insured in physical altercations or during participation in criminal acts.
Accidents directly or indirectly caused by visual impairment, hearing loss, paralysis, disability, epilepsy, seizures, stroke, diabetes, or other serious illnesses and/or symptoms.
Conditions such as herniated discs, sciatica, rheumatoid arthritis, osteoarthritis, or other forms of arthritis.
Death benefits if illness, debility, or pre-existing medical conditions contributed to the cause of death.
Loss or damage to luggage caused by fire, robbery, transport accidents, or if luggage is lost in transit.
Cash, travel tickets, traveler’s checks, bonds, or other securities.
Fragile items.
Scratches, dents, pressure marks, or abrasions that do not affect the usability of the items.
Damage to suitcases or luggage.
Loss or damage due to normal wear and tear, defects, or damage to items that tear or break during use.
Theft of items from unlocked accommodation or storage areas, or theft of items that are left behind, forgotten, or lost in public places.