Professional indemnity insurance for healthcare workers
Insures healthcare workers against liability that they may be subject to if their work results in a physical injury of a third person.
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Insures healthcare workers against liability that they may be subject to if their work results in a physical injury of a third person.
Insurance can be complicated. To make things easier to understand, we have compiled all the key information about the insurance in an information document that can be viewed with the terms and conditions.
Liability that falls on the insured, when a third person suffers physical injury that can be traced to the medical treatment performed by the insured as stated on the insurance certificate.
Loss or damage that can be attributed to the fact that the insured takes on a non-contractual responsibility that is greater than their general liability calls for.
Fines levied against the insured party or third person.
Damage to property.
Work that is done on the behalf of a medical institution unless such work is complimentary and outside of institution’s responsibility according to current applicable laws and legal provisions on employer liability.
The operation of the insured outside of Iceland or wider liability than the Icelandic law on liability or compensation amounts call for.
Liability relating to treatment that falls outside the standard field of work of the insured.
Liability relating to treatment that the insured is not authorised to carry out according to law or public authority.
Liability for damages due to treatment where the treatment, including the administration of medication, does not have the intended effect, proves to be more expensive than comparable treatment, is unnecessary, or ineffective.
Injury resulting from cosmetic and/or aesthetic procedures.
Injury due to damage to the patient’s genetic material.
Injury resulting from drug trials or clinical experiments.
Injury caused by the use of medications intended to alter the patient’s weight.
Injury resulting from in vitro fertilization, fertility procedures, or abortions.
Injury resulting from the use of radioactive substances or other methods used for treatment in research purposes.
Injury resulting from product liability for which the insured is held liable.
It is important to have the right insurance for your business, whether it concerns your employees, operations, or equipment.
We work closely with our business clients to ensure that their insurance reflects the needs of their operations at all times.