Viðskiptavinir okkar fá afslátt á ýmsum öryggisvörum
An insurance that consists of comprehensive vehicle insurance, liability insurance, and fire insurance. It covers loss or damage to the machinery and its standard components, such as rock guards and standard guarding equipment. It also ensures the employer against liability that they may be subject to due to the use of the machinery.
Insurance can be complicated. To make things easier to understand, we have compiled all the key information about the insurance in an information document that can be viewed with the terms and conditions.
Comprehensive Insurance
Loss or damage due to lightning, fire, or explosion.
Loss or damage due to collision, colliding, overturning, or falling of the machine, rock fall, avalanche, and landslide.
Damages to the machine in the event that it is stolen or an attempt is made to steal it. The same applies to loss or damage by vandalism.
Loss or damage due to storms, where winds exceed 30m/s.
Loss or damage the machine sustains when being transported by another vehicle on land.
Breakages of the machine’s windshields.
Liability Insurance
Compensates non-contractual liability in tort incurred by the policyholder due to accidents to people or property damage arising from the use of the insured machinery.
Liability Insurance While Driving
Compensates non-contractual liability in tort incurred by the policyholder due to accidents to people or property damage arising from the use of the insured machinery as a vehicle.
Fire Insurance
Loss or damage cause by fire, thunderstorms, or explosions caused by fire.
Comprehensive Insurance
Loss or damage caused by sand, gravel, ash or pumice, or other earth materials that are blown onto the machinery.
Loss or damage when windshields break during installation, or chipping from the windshield, as well as scratches or abrasions.
Loss or damage caused by intent or gross negligence at the hand of the insured.
Damages caused due to material defects, design defects, or defective repairs.
Damages caused by wear or insufficient maintenance, grouting, corrosion, metal fatigue, or similar causes.
Loss or damage that is the responsibility of the manufacturer or seller under law or contract.
Loss or damage when heavy machinery partially or completely soaked due to tides.
Loss or damage only to the wheels, tires, belts, caterpillars, lifting, or conveyor belts, springs, batteries, glass, radios and other stereo equipment, as well as damage due to theft of individual parts of the heavy machinery and resulting damage.
Loss or damage to the machine’s electrical equipment, caused by a short-circuit which does not cause a fire.
Loss or damage to cylinders, cooler or other parts of the machine caused by coolant freezing or through other influence of the weather.
Damages to paint or scratches on the cab or guards of the machine.
Liability Insurance
Liability due to damage or loss of items the policyholder has borrowed, rented, has in storage, for sale, is transferring or is because of other reasons kept by them, including items that the insured has taken without authorisation.
Loss or damage covered by professional liability insurance.
Loss or damage due to fire, nuclear energy, or radioactive materials.
Loss or damage caused by aircraft or as consequence of its operation.
Liability for damages incurred by the policyholder as owner or user of a vehicle, ship, or other conveyance.
Liability for loss or damage resulting from construction work on a building owned or used by the insured.
Liability for loss or damage resulting from the weight of machinery, such as damages to bridges, roads or underground utilities.
Liability Insurance While Driving
The insurance does not cover damages that are excluded in Liability Insurance, but does not exclude liability for damage caused by the use of construction machinery as a vehicle in public traffic.
Fire Insurance
Scorching or melting in the event of a fire.
Our team consists of specialists with extensive knowledge of insurance and broad experience in analysing the needs of businesses of all sizes and types.
It is important to have the right insurance for your business, whether it concerns your employees, operations, or equipment.
We work closely with our business clients to ensure that their insurance reflects the needs of their operations at all times.