Additional cost insurance
Covers demonstrable and unavoidable additional costs incurred when commercial premises or movable property becomes unusable due to compensable fire, water, or burglary damage.
Our customers get discounts on various security products
We are here whenever you need insurance.
Covers demonstrable and unavoidable additional costs incurred when commercial premises or movable property becomes unusable due to compensable fire, water, or burglary damage.
Insurance can be complicated. To make things easier to understand, we have compiled all the key information about the insurance in an information document that can be viewed with the terms and conditions.
Rental of temporary premises and the cost of making them suitable for operations,
Transportation, installation, and temporary storage of movable property, inventory, and data,
Rental of movable property, machinery, equipment, or other assets to replace those that were damaged,
The cost of relocating the business to another location and back again,
The cost of notifying customers of a changed place of business or changed services.
Operating losses, including lost margin, lost profit, goodwill, fines, daily penalties, penalty interest, or any other indirect loss.
Costs recovered under another insurance policy held by the insured.
Costs of repair, replacement, improvement, or reconstruction, as well as costs of salvage, cleaning, or disposal.
Additional costs arising from labor disputes, strikes, mechanical breakdown, operational delays due to improvements, expansion, public authority orders, or similar events.
Additional costs arising from the insured's lack of funds or from the insured unreasonably delaying the measures necessary to restore the operation to a functional state.
Costs that the insured would have incurred regardless of whether the insured event had occurred.
It is important to have the right insurance for your business, whether it concerns your employees, operations, or equipment.
We work closely with our business clients to ensure that their insurance reflects the needs of their operations at all times.