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This liability insurance covers damages for which the insured may be held liable due to acute pollution under Article 16 of Act No. 33/2004 on the Prevention of Pollution of the Sea and Coast. The insurance is an add-on to business liability insurance and applies only to incidents that fall outside the scope of that insurance.
Insurance can be complicated. To make things easier to understand, we have compiled all the key information about the insurance in an information document that can be viewed with the terms and conditions.
Acute pollution damage caused by the policyholder, even if the damage cannot be traced to negligent conduct by them or their employees.
Acute pollution damage resulting from the transport of oil, toxic or hazardous substances, or from industrial activities listed in Annex I of Act No. 33/2004 on the Prevention of Pollution of the Sea and Coast.
Costs of measures to limit or prevent damage.
Liability for damage to property owned by the insured, jointly owned, borrowed, rented, stored, sold, transported, or otherwise in their care.
Liability for damage to property that the insured has undertaken to repair, clean, install, or otherwise work on, if the damage arises from or during such work.
Pure financial loss.
Damage caused by fire.
Damage caused by terrorism resulting from any kind of biological or chemical effects and/or poisoning, including bacteria and viruses.
Damage not defined as acute pollution, such as remediation and damage resulting from prolonged pollution conditions.
It is important to have the right insurance for your business, whether it concerns your employees, operations, or equipment.
We work closely with our business clients to ensure that their insurance reflects the needs of their operations at all times.