Viðskiptavinir okkar fá afslátt á ýmsum öryggisvörum
Agricultural insurance is intended for farmers who practice traditional farming, such as sheep and cattle farming. Specialised farming must be insured separately, for example, fur, wool, poultry, horticulture and pig farming.
Insurance can be complicated. To make things easier to understand, we have compiled all the key information about the insurance in an information document that can be viewed with the terms and conditions.
Property Insurance
Loss or damage caused by fire and if feed overheats and/or burns, even if a fire does not break out.
Loss or damage due to storms when the wind speed exceeds 28.5 m/s, if the damage occurs in such a way that the wind breaks or collapses the building in which the insured item is stored.
Loss or damage to insured livestock if it is electrocuted and killed.
Loss or damage to insured livestock if it is killed in a traffic accident, if the damage cannot be compensated by the person responsible for the loss, or from the liability insurance of the vehicle in question.
Farmers’ Liability Insurance
Liability that falls on the insured that is a direct result of damage to people or property.
Compensation against liability that the insured's employees cause against a third party.
Farmers’ Business Interruption
Margin loss that the insured person suffers during business interruptions during the insurance period and leads to a decline in meat production caused by a fire, which is liable for compensation from property insurance.
Additional costs incurred by the insured that can be attributed to the fact that the insured's sheepfold or calf rearing house will not be used as a result of a fire that is liable for compensation from property insurance.
Property Insurance
Loss or damage due to fire that cannot be considered accidental, such as damage to objects that are subjected to fire or heat during heating, boiling, drying, ironing, smoking, etc., and which are burned as a result.
Loss or damage to equipment or cables as a result of short-circuit or other solely electrical phenomenon, or electromagnetic induction due to electrical storms.
Storm damage to items located outside.
Farmers’ Liability Insurance
Loss or damage that the family of the policyholder suffers.
Loss or damage to items borrowed, pledged, rented, stored, transported, sold, processed, repaired, cleaned, installed, or for other reasons held by the insured, their family or their employees.
Loss or damage to items that the insured, their family or theiremployees have taken without permission. Loss or damage to items that the insured has sold but not delivered is also not covered.
Loss or damage caused by an aircraft or vehicle subject to compulsory insurance.
Loss or damage to persons or property for which the insured has the right to be compensated by another insurance.
Loss or damage to property caused by fire, smoke, soot or explosion.
Loss or damage to goods that the insured has delivered or are delivered on their behalf, insofar as there are defects in the delivered goods, shortages, delays in delivery or for other similar reasons.
Property damage caused by explosions, excavation, mudslides, landslides, subsidence or damming.
Farmers’ Business Interruption
Loss of gross profit resulting from operational interruptions due to renovations, expansion, lack of financing, government orders, or similar circumstances
Increased operational loss resulting from lockouts and/or strikes
Our team consists of specialists with extensive knowledge of insurance and broad experience in analysing the needs of businesses of all sizes and types.
It is important to have the right insurance for your business, whether it concerns your employees, operations, or equipment.
We work closely with our business clients to ensure that their insurance reflects the needs of their operations at all times.