
The path to parenthood isn’t always straightforward
Fertility benefit is a new add-on to Vörður’s critical illness insurance, designed to support individuals and couples experiencing infertility.
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Fertility benefit is a new add-on to Vörður’s critical illness insurance, designed to support individuals and couples experiencing infertility.
Fertility benefit helps people diagnosed with infertility cover the cost of fertility treatment.
This is the first time in Iceland that insurance addresses this issue, which is more common than many people realize.
Here you can find the main information about the fertility benefit.
Fertility benefit works by paying compensation once infertility has been diagnosed and fertility treatment has begun. The compensation, which is tax-free, amounts to 5% of the critical illness insurance sum insured, up to a maximum of ISK 1,000,000.
Infertility can take a significant emotional toll, and professional support is often needed to help process difficult emotions. Those who use the coverage are therefore entitled to up to five counseling sessions with specialists.

Arion Bank offers individuals who have critical illness insurance with Vörður, have been diagnosed with infertility, and have begun fertility treatment the opportunity to apply for a special loan to help cover the cost of fertility treatment.
The loan is offered on preferential terms compared to standard loans, no credit assessment is required, and the first repayment is due after two years.
It only takes two minutes to get an estimated price for your health insurance. You log in with electronic credentials and immediately see what your insurance could cost per month.

Vörður has recently introduced valuable additions to its insurance offerings. Fertility protection is part of Vörður's journey to develop insurance products that better reflect people's real needs, so that more individuals can benefit from coverage.
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